Undergraduate Cost of Attendance

Driven by a passion to educate tomorrow’s Christian leaders without requiring them to take on crippling debt, the University offers tuition that is significantly lower than other options: University tuition is over five times less expensive than the national average!*

Undergraduate Tuition Rate

2020-2021 Undergraduate tuition: $175 per credit hour

Enrollment status achieved (part-time or full-time) does not affect the amount charged; students who enroll for a more-than-full-time load will still be charged the standard per-credit rate.

Degree Program Total Costs

The following tables provide total program cost for Undergraduate degrees at the 2020-2021 per-credit rate with associated books, supplies, and fees. Federal Student Aid recipients must refer to the Annual Cost of Attendance figures below.

Associate of Arts
Tuition ($175 x 60 credits) $10,500
Books and supplies ($100 per course estimate)[2] $2,000
Program total cost $12,500
Bachelor of Arts in Biblical and Pastoral Studies
Tuition ($175 x 122 credits) $21,350
Books and supplies ($100 per course estimate)[2] $4,000
Program total cost $25,350
Bachelor of Arts in New Testament Studies
Tuition ($175 x 120 credits) $21,000
Books and supplies ($100 per course estimate)[2] $4,000
Program total cost $25,000

Note that the University reserves the right to increase tuition as needed. The totals above are only estimate based on the current per-credit rate, not a guarantee of fixed tuition for those who begin the program during the stated academic year.

Degree Program Annual Cost of Attendance

The following tables provide the Undergraduate Annual Cost of Attendance for the 2018-2019 and 2019-2020 Academic Years.

Costs include full-time tuition, books, supplies, and fees in addition to housing and meals estimates and other qualifying expenses. Federal Student Aid Cost of Attendance calculations are based on this information.

2019-2020 Undergraduate Annual Cost
for Student Living at Home (with parent or relative)
Tuition ($175 x 30 credits per year)[1] $5,250
Books and Supplies ($100 per course estimate)[2] $1,000
Housing and Meals[3] $4,408
Other Expenses[4] $2,939
2019-2020 At-Home Student Cost $13,597
2019-2020 Undergraduate Annual Cost
for Independent Student
Tuition ($175 x 30 credits per year)[1] $5,250
Books and Supplies ($100 per course estimate)[2] $1,000
Housing and Meals[3] $12,565
Other Expenses[4] $3,306
2019-2020 Independent Student Cost $21,754

2020-2021 Undergraduate Annual Cost
for Student Living at Home (with parent or relative)
Tuition ($175 x 30 credits per year)[1] $5,250
Books and Supplies ($100 per course estimate)[2] $1,000
Housing and Meals[3] $3,306
Other Expenses[4] $2,546
2020-2021 At-Home Student Cost $12,102
2020-2021 Undergraduate Annual Cost
for Independent Student
Tuition ($175 x 30 credits per year)[1] $5,250
Books and Supplies ($100 per course estimate)[2] $1,000
Housing and Meals[3] $9,567
Other Expenses[4] $2,546
2020-2021 Independent Student Cost $18,363

Certificate Program Total Costs

The following tables provide total program cost for Undergraduate certificates at the 2019-2020 per-credit rate with associated books, supplies, and fees.

Undergraduate Biblical Languages Certificate
Tuition ($175 x 16 credits) $2,800
Textbook costs ($100 per course estimate)[2] $400
Certificate program total cost $3,200
Undergraduate Christian Studies Certificate
Tuition ($175 x 18 credits) $3,150
Textbook costs ($100 per course estimate)[2] $600
Certificate program total cost $3,750
Undergraduate Ministry Practice Certificate
Tuition ($175 x 18 credits) $3,150
Textbook costs ($100 per course estimate)[2] $600
Certificate program total cost $3,750
Undergraduate New Testament Backgrounds Certificate
Tuition ($175 x 18 credits) $3,150
Textbook costs ($100 per course estimate)[2] $600
Certificate program total cost $3,750
Undergraduate Worship Ministry Certificate
Tuition ($175 x 18 credits) $3,150
Textbook costs ($100 per course estimate)[2] $600
Certificate program total cost $3,750

Note: Enrollment in University certificate programs does not qualify students to receive Federal Student Aid or active military Tuition Assistance. Enrollment in University certificate programs does qualify students to receive Veteran’s Assistance benefits.


1. Undergraduate full-time status is 24 credits per year (at least 8 credits per trimester). 30 credit hours per year is used in this table to illustrate the cost if a student intended to complete his or her program within 2 years (AA) or 4 years (BA). See Satisfactory Academic Progress policy for more information about enrollment status.

2. Students may purchase textbooks from the vendor of their choice. Therefore, the cost listed above is only a best estimate. When purchased, students own these materials permanently. See Textbook Information for vendor recommendations.

3. This is an estimate of personal living expenses for the 12-month period covered by the academic year. Actual expenses will vary considerably depending on student’s location and spending habits. Any financial aid refund (aid in excess of tuition and fee costs) should be used to pay for books, supplies, and living expenses.

Despite being a 100% online institution, Shiloh University is required to choose a specific location on which it bases housing and meals costs. The University selected the closest urban center to its administrative offices, Iowa City. Independent housing cost (2020-2021: $6,270) is based on a survey of various rental options in the area. Meal cost (2020-2021: $3,306) is based on USDA Cost of Food at Home average determined by the Center for Nutrition Policy and Promotion.

4. Other Expenses is an estimate of miscellaneous personal costs including but not limited to clothing, personal hygiene, entertainment, and laundry. Transportation expenses are not included because transportation is not needed for online course work.

* Based on a comparison of Shiloh University tuition and fee costs with undergraduate tuition and fees (private colleges) and graduate tuition and fees (private and public colleges) averages published by the National Center for Educational Statistics.